Improve Your Finances: Take the First Steps

I often wonder why people know so much about some things and little to nothing about others. Some people know every word of the latest music hit by the mega stars or can tell you which designer handbags are in vogue. We take time to talk about what Rhianna wore on her latest red carpet stroll or what's happening on "Scandal". We weigh in on Beyoncé’s baby's hair or Kim Kardashian's baby’s pierced ears. Somehow these type things catch our attention and we spend time reading about them, discussing them, and giving them thought.

My question to you is "how much time do you spend understanding your financial issues, i.e. developing a family budget, calculating your net worth, or planning for your financial future"?

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Small Steps Payoff Big-Financial Planning

The financial picture is murky and uncertain. After the massive Wall Street bailout and the crash of the housing market, consumers are struggling to find their way. When you look at the massive amounts required for a secure retirement and the huge mortgage, you're barely chipping away at it each month. Financial planning continues to be the "elephant in the room". Stop looking at the "big picture"-it's scary and bleak. Financial Advisor Suze Orman says start focusing on the small steps you can manage today that will help you prepare for tomorrow's uncertain future. Taking tiny steps today is your key to financial planning. Here are some small moves that yield big dividends:

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