My son likes the TV show “Breaking Bad”. The title
makes me think about breaking bad financial habits and replacing “bad” ones with
better choices. Here are some simple steps to a new financial future.
·
Avoid
Instant Gratification
It’s about time you learned to
resist impulse buying. When you can’t afford to pay cash, using credits cards
will simply allow your debt to spiral and increase poor money management. Learn
the value of saying “no”. If you aren’t paying with cash or check, use your
debit card. It takes the money out of your checking account immediately and
provides a useful record of all your monthly expenditures.
